Ya know, no one ever talks about money. Well, no one talks about their own money. But I can't possibly be the only person who doesn't feel comfortable about all this, right? I mean, there are books. Tons of books. But...how much do I really need? How much should I have saved? What about retirement? Investing?? And more importantly, can I still go shopping???
These are my issues. I don't want to miss out on all the fun stuff in life because I was too busy counting pennies. But I do want to be able to vacation, to buy a house eventually, to go to the grocery store without worrying about how much I am spending. Thus, my financial goals for 2016!
Financial Goals for 2016
- $5,000 in savings
- Pay off one credit card
- Pay off my mattress
- Make a budget...?
These are lofty. I feel like they should be attainable but kinda aren't. Already, I am behind by a quarter. I do hate budgeting. It feels...boring. There are so many more surprises in your life when you live thisclose to the edge of your bank account: the thrill of payday! My paydays all have heart stickers on my calendar, I kid you not. Overdrafts and fees! Or the occasional emergency transfers keeping me from ruin! Honestly, there is a lot of action there. Maybe too much action. Maybe I need some boredom. Or maybe I just need some fluff, some space to move. Perhaps finances should be like that new mattress I am paying off: the most comfortable pillow to lay down on. Soft, supportive and cushy, it has your back. Ugh. This is beginning to sound like a relationship that def needs more work.
So here-
MY FINANCIAL THEME SONG:
I do feel much better now that I have theme song. Empowered. Capable. Sexy...oh, wait. Should my finances be sexy? Hell yes! That is some grown, grown lady stuff! Time to get my sexy finances on!
I had been using Personal Capital for a while. My chart is beautifully red, not it's best color. I haven't even looked at it in some time though. So now...
Revised Goals 2016!
- Let my bank account have my back
- Go to the grocery without worrying
- Feel comfortable
- Have some solid vex money
- Travel
- Back away from debt
- Have a stash
- Take care of the car on time
I should probably print these out and keep them in my wallet. And everywhere else. It looks entirely different to see some financial goals in words and not numbers. There is more room to be open to interpretation. I am certain the financial gurus would not approve of this list since the goals are not concrete, as goals ought to be. Honestly though, they are all related. Have some money in my bank account so that I don't feel slightly panicked all the time, so that I can feel comfortable. Get rid of some debt so I am not hemorrhaging as much every month so that I can be free to do the other things I want like travel for retail therapy. And welcome myself back to the single life with a stash of vex money. Take care of the car so she can take care of me. Fluffy, cushy, sexy. Safe.
This all seems so reasonable, right? I can do this. I'm a BOSS.
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